Michael A. Hoyal

Michael A. Hoyal has served the past 30 years as Chief Financial Officer for The ActOne Group, a leader in the staffing industry. In addition to working for The ActOne Group, he currently serves as the President of AllCare Insurance Agency, Inc.  His prior experience includes approximately five years working as an auditor for Haskins & Sells (Deloitte). Michael also served as the senior financial executive for two separate distribution companies in the 70’s and 80’s. Professional licenses include: Certified Public Accountant; Insurance; Private Investigator.

Volunteer work includes service for the Church of Jesus Christ Latter-day Saints.

Michael attended college at BYU in Utah and graduated from Cal Poly Pomona in 1973.


Kiyoun Kim

Kiyoun Kim is executive vice president and regional manager for California at IDB Bank®, a New York-based private and commercial bank.

As regional manager for California, Kiyoun oversees IDB’s full-service branches in Downtown Los Angeles and Beverly Hills. Kiyoun leads Middle Market Business Banking, Commercial Real Estate, and Private Banking for IDB. Kiyoun continues to focus on bringing new, innovative products and customized solutions to the local marketplace.

Prior to rejoining IDB in 2014, Kiyoun was managing director at First Republic Bank, where she was responsible for generating new business. She brings more than two decades of commercial banking experience at relationship-focused banks. 

Kiyoun holds a Bachelor of Science in Business Administration from the University of Colorado.